KPay’s advantage | One-stop, simple and efficient solutions to unleash the growth potential of merchants

Unleash the growth potential of businesses with simple and smart technology

No matter the industry, size or stage of your company, KPay unified pay-in and pay-out platform can always bring your business to the next level.

Merchant-centric solutions

To make sure that the solutions of KPay can effectively address the needs of business operations, our team has been upholding the value of customer-centricity and constantly improving the quality of our solutions. We hope to provide merchants with the most appropriate, easy-to-use and seamless products and services, in addition to smart data analysis to offer all the insights you need to run your business.

Fast and simple to use

KPay understands the difficulty of running a business, so our products and services are all easy to apply and use. After a new KPay merchant submitted business documents, he/she can apply for other services without having to submit them again which saves time. The user interface of KPay Smart POS Terminal and KPay App are easy to use: merchants can quickly understand the functions without prior experience, which means they can utilise our products to fuel their businesses right away.

One-stop operational support; diverse products and services

The all-rounded e-payment services of KPay helps your business get a headstart and grasp every payment opportunity. With Smart POS Terminal, Payment Link and QR Code Payment covering online and offline transactions, the demands of merchants and customers are satisfied with simple payments. Use in conjunction with KPay App’s account management and Pay-Out functions to address your needs in payments, bills management and pay-outs. Financial management has never been easier. 

KPay merchant operations management platform offers 90+ operational softwares and tools, covering POS systems, digital marketing services, accounting systems and CRM & loyalty systems etc,. The solutions are suitable for any industry and tackle all operational issues, so that you can run your business efficiently.

KPay’s data-driven financing solution provides capital in as quick as 3 days; automatic repayment function prevents overdue charges. In short, it addresses your urgent needs: opening branches, replacing equipment and systems, expanding your team and investing more in marketing—anything your business needs.

One-stop financial management

As an unified pay-in and pay-out platform, KPay provides full-suite pay-in services, Fast Payment Account and pay-out functions, helping you to manage pay-ins, accounts, capital, bills management and more on your KPay App.

Fast Payment Account supports T+1 express settlement from KPay and other financial management functions, such as automatic reconciliation to save time and prevent manual mistakes; speedy local and international remittance with transparent and favourable pricing. 

The “Connect to Bank” function allows merchants to connect their business accounts to their KPay app via Open Banking technology. Merchants can review the account details and transactions in one place, centralising the management of different accounts. In short, this function streamlines the financial management process and raises operational efficiency, while allowing merchants to enjoy traditional banking services.

In addition, the automatic data analysis function of KPay App transforms large amount of data into easy-to-read graphs. The consolidated data is displayed in daily, weekly and annual reports, of which includes transaction amount, settlement amount, comparison of income and trend etc. This facilitates the understanding of business status and makes it easier to devise strategies to increase profitability.

Top-tier security

Our Smart POS Terminal is PCI DSS Level 1 certified and is fully compliant with card scheme rules. Our internal compliance team also acts as the gatekeeper to protect our merchants and their businesses.

The funds in the Fast Payment Account will be safely stored in our partner, DBS Bank. Another partner of ours, Airwallex HK, has also established strategic relationships with multiple international banks and provides merchants with cross-border remittance, currency exchange and other services. To ensure the safety of your capital, we protect every dollar and transaction processed by the Fast Payment Account with the most stringent security standards. No more worries over your capital so that you can fully concentrate on developing your business. 

If you want to learn more about our products and services, you can call or WhatsApp (852) 3706 7828 to contact our digital transformation consultants.