Transform Your E-payment, Financial Management and Operations

KPay Secures Record USD 55 Million, Marking 2024’s Largest Series A Fundraise Globally in the Payments Sector. Read more →

Our solutions

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About Us

Transform your business with

Pay-in solutions

Pay-Out services

Operation tools

Pay-In

Collect payments your preferred way

Smart POS Terminal

The POS made for business growth

2-in-1 POS Terminal

The POS to take order and payments

QR Code Payment

Flexible and low-cost payment

Kiosk Payment

Integrated payment tailored for Kiosks

Payment Link

Collect payments anytime anywhere

Payment Gateway

Expand your business online

Payment solutions for every business

Our comprehensive payments solutions are for every business need: offline to online, chain or independent.

Seamless system integration

Compatible with 70+ POS and membership systems.

Diverse settlement cycle

We offer T+0, T+1, and T+2 settlement options, ensuring fast and stable cash flow.*

*Settlement time may vary depending on industry and business nature. KPay reserves the right of final interpretation and decision.

Instant data and automated reports

View all transaction data via KPay App or merchant management platform. Auto-reconciliation and quick report downloads make accounting faster and error-free.

Pay-Out

Manage all expenses in one business account

The business account for SMEs

Open your Fast Payment Account in as fast as 2 days—with no minimum balance, monthly fees, or hidden costs. Enjoy T+1 settlement, low-cost transfers and remittances, and holistic expense management.

Explore Fast Payment Account

Express settlement

Obtain your fund the next day. Enjoy more stable and flexible cash flow.

End-to-end bill payment

Manage all your digital and printed bills on KPay App or PC management platform. Handle payments and make fast affordable payouts.

Fast and affordable remittance

Transfer funds in 18 currencies to 17 countries and regions, or to local payees with FPS 24/7. Keep your business moving efficiently.

All expense types covered

Manage payroll, supplier bills, and other expenses using our app or merchant management platform. Support for various payout scenarios allows for one-stop management of all payouts.

Operations

Unlimited ways to upgrade your business

Diverse solutions for business growth

Discover 150+ business solutions across all industries and stages.

Operations management platform

Access your operations data so you can make better data driven decisions.

The business platform of choice for merchants

54000+

Valued merchants

100M+

Safeguarded transactions

460+

Proud KPayers

Designed to elevate all businesses

F&B

Retail

Service

F&B

Smart POS Terminal

Integrates with POS systems and membership cards for payments, points, and rewards—all in one.

Fast Payment Account

Source premium overseas ingredients with lower remittance fees.

Social media marketing services

Boost your brand's digital exposure and attract new foodies quickly.

Boost your exposure to attract new foodies now!

Retail

Smart POS Terminal

Integrates with POS systems for seamless payments and error-free reconciliation.

QR Code Payment

Handle multiple payments easily with storewide QR codes during peak hours.

Retail POS System

Automates orders and updates inventory in real time to prevent errors and stock issues.

Upgrade your POS, boost efficiency

Service

Payment Link

Send links to customers anytime, anywhere, to easily collect reservation deposits and boost payment efficiency.

Fast Payment Account

Settle as early as T+1! Keep cash flow stable and manage expenses flexibly.

WhatsApp Marketing System

Automate broadcast messages and use chatbots for 24/7 responses.

Boost bookings and enquiry efficiency now

Listen to our merchants

Good Taste Kitchen

KPay’s Fast Payment Account supports T+1 express settlement. I can get the fund the next day, improving the fund flexibility by 60%.

Products used:

Smart POS Terminal,

Fast Payment Account

+60%

Settlement efficiency

+50%

Bill payment efficiency

Get Started

Nail it! Tokyo

KPay Smart POS Terminal supports 19 payment methods and more than doubled our payment efficiency. It integrates with our retail POS system with synchronised data, preventing manual errors. KPay brings a comprehensive upgrade to us and it’s a win for customers too.

Products used:

Smart POS Terminal,

POS system

2.2x

Payment flexibility

+97.7%

Customer service efficiency

Get Started

OKLM Cafe

KPay Smart POS Terminal integrates with our F&B POS system and digital membership card, raising order and payment efficiency by 80%.

Products used:

Smart POS Terminal,

POS system

+80%

Order efficiency

+60%

Number of Repeat Customers

Get Started

Deer Alley

The F&B POS system connected by KConnect supports membership rewards which has boosted the Number of Repeat Customers and members by 30% and 160% respectively.

Products used:

Smart POS Terminal,

POS system

+30%

Number of Repeat Customers

+160%

Number of members

Instagram followers

Get Started

Serving over 54,000 merchants

Streamline and expand your business

FAQ

Why choose KPay?

Cost effective: Transparent pricing with no POS rental fee, installation fee and hidden charges
Efficient: With KPay App, you can review business performance to identify market trends and business insights anytime
Simple: One-time application to obtain multiple payment solutions
Smooth customer experience: Support up to 19 major payment methods, allowing customers to pay by their preferred way
Top-tier data security: Our payment solutions are compliant with PCI DSS Level 1 and ISO 27001 etc
All-rounded support: On-site POS installation and tutorial will be given to our merchants. We also provide professional customer service support via hotline and WhatsApp
Flexible and portable: KPay Smart POS Terminal connects to the internet with a data SIM card or Wi-Fi network, which offers flexibility and mobility for merchants’ in-store set up and payment experiences.

What financial and operational management tools and services does KPay provide?

KPay is a one-stop platform empowering merchants with financial management, business operations, and digital transformation. Our offerings include offline and online payment solutions, Fast Payment Account for end-to-end payout management, and over 100 expert-guided systems and tools—from POS systems and CRM solutions to marketing, financing services, and more.

What information is required to become a KPay merchant?

Merchants need to submit valid identification documents, the company registration certificate (applicable for limited companies), a business registration certificate, bank account monthly statements, and photos of the store. For more details, please consult our sales advisory team.

How do I apply for KPay's products and services?

If you are interested in applying for our products and services, you can click here to fill out and submit the form. Our sales specialists will contact you as soon as possible to activate the products.

Every payment secured